ZERO DOWN PAYMENT PACKAGE

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RM2,000 fully refundable booking fee · 15% rebate · Zero down payment · Cashback upon VP

SPA Price

Furnishing Option — sets your VP cashback

Developer Rebate

Est. Progressive Int.

Est. MOT Stamp Duty

Progressive interest and MOT stamp duty are estimated rates only — adjust them to match your bank and the prevailing stamp duty schedule.

YOUR NETT NETT PRICE (Partially Furnished)

RM 491,237.10

After a total benefit of RM 104,562.90 — that is 17.55% off the SPA Price

✓ What You Pay Today ZERO DOWN PAYMENT

Booking Fee to PropertyLab RM 2,000.00 ✓ 100% FULLY REFUNDABLE

Down Payment Required The rebate fully absorbs the differential sum RM 0.00

⚖ Who Pays What 6 OF 8 BY DEVELOPER

Legal fees, disbursements and stamp duties on both the SPA and the loan are absorbed by the developer. Only the two MOT items fall to you as the owner.

SPA Legal FeeBy Developer
Loan Legal FeeBy Developer
SPA Disbursement FeeBy Developer
Loan Disbursement FeeBy Developer
SPA Stamp DutyBy Developer
Loan Stamp DutyBy Developer
MOT Stamp DutyBy Owner
MOT Legal FeeBy Owner

MOT stamp duty is estimated in section C below. MOT legal fee is payable by the owner and is not included in any figure on this page — your conveyancing lawyer will quote it on the prevailing scale.

A Price & Loan

SPA Price as entered RM 595,800.00

(−−): Developer Rebate 15% × SPA Price − RM 89,370.00

Nett Price SPA Price − Rebate RM 506,430.00

Loan Amount (100% of nett price) 85% of SPA Price RM 506,430.00

B Upon Vacant Possession

VP Cashback (Partially Furnished) 3% × Nett Price + RM 15,192.90

Nett Nett Price SPA − Rebate − VP Cashback RM 491,237.10

SIDE BY SIDE

	Partially Furnished	Fully Furnished
VP Cashback rate	3%	1%
VP Cashback	RM 15,192.90	RM 5,064.30
Nett Nett Price	RM 491,237.10	RM 501,365.70
Total benefit vs SPA	17.55%	15.85%

C Costs Along The Way FUTURE · ESTIMATED

Not payable today, and every figure in this section is an estimate. These fall due later, as construction progresses and when the title is transferred to your name.

Est. Progressive Interest 2026 Q4 — 2031 Q1 3.5% × Loan Amount ≈ RM 17,725.05

Est. MOT Stamp Duty 2032 2% × SPA Price ≈ RM 11,916.00

Est. Net Cash Outlay to Completion Est. Progressive Interest + Est. MOT − VP Cashback ≈ RM 14,448.15

These are estimates, not fixed costs. Progressive interest depends on your bank's rate and the actual construction drawdown schedule. MOT stamp duty is shown at a flat rate as per this package; the amount payable follows the prevailing statutory tiered schedule at the time of transfer. Both figures will differ from the amounts shown.

Estimates for illustration only — not an offer or a guarantee of financing. Loan approval is subject to bank assessment. All figures are subject to the terms of the Sale and Purchase Agreement. E&OE.