ZERO DOWN PAYMENT PACKAGE

Package Calculator

RM2,000 fully refundable booking fee · 15% rebate · Zero down payment · Cashback upon VP

SPA Price

Furnishing Option — sets your VP cashback

Developer Rebate

Progressive Int.

MOT Stamp Duty

YOUR NETT NETT PRICE (Partially Furnished)

RM 491,237.10

After a total benefit of RM 104,562.90 — that is 17.55% off the SPA Price

✓ What You Pay Today ZERO DOWN PAYMENT

Booking Fee to PropertyLab RM 2,000.00 ✓ 100% FULLY REFUNDABLE

Down Payment Required The rebate fully absorbs the differential sum RM 0.00

A Price & Loan

SPA Price as entered RM 595,800.00

(−−): Developer Rebate 15% × SPA Price − RM 89,370.00

Nett Price SPA Price − Rebate RM 506,430.00

Loan Amount (100% of nett price) 85% of SPA Price RM 506,430.00

B Upon Vacant Possession

VP Cashback (Partially Furnished) 3% × Nett Price + RM 15,192.90

Nett Nett Price SPA − Rebate − VP Cashback RM 491,237.10

SIDE BY SIDE

	Partially Furnished	Fully Furnished
VP Cashback rate	3%	1%
VP Cashback	RM 15,192.90	RM 5,064.30
Nett Nett Price	RM 491,237.10	RM 501,365.70
Total benefit vs SPA	17.55%	15.85%

C Costs Along The Way FUTURE · ESTIMATED

Not payable today. These fall due later, as construction progresses and when the title is transferred to your name.

Est. Progressive Interest 2026 Q4 — 2031 Q1 3.5% × Loan Amount RM 17,725.05

MOT Stamp Duty 2032 2% × SPA Price RM 11,916.00

Net Cash Outlay to Completion Progressive Interest + MOT − VP Cashback RM 14,448.15

Progressive interest depends on your bank's rate and the actual construction drawdown schedule. MOT stamp duty is shown at a flat rate as per this package; the amount payable follows the prevailing statutory tiered schedule at the time of transfer.

Estimates for illustration only — not an offer or a guarantee of financing. Loan approval is subject to bank assessment. All figures are subject to the terms of the Sale and Purchase Agreement. E&OE.